$500,000
$0$1,500,000
20 years
1 year50 years
3.50%
0%30%
0.36%
0%5%
Monthly Payment
$3,050
Including $150/month insurance
Total Paid
$731,952
Total Interest
$195,952
Total Insurance
$36,000
Loan amount:$500,000
Duration:240 months
Cost of credit:$231,952
Loan Calculator
Free loan and mortgage simulator. Adjust loan amount, repayment period (1–50 years), annual interest rate (0–30%), and optional insurance rate to see monthly payments, total interest, and full cost breakdown in real time. Supports multiple currencies (USD, EUR, GBP, JPY, CNY, KRW) and adapts ranges automatically to your locale. Runs entirely in your browser — no data is sent anywhere.